CRZP - detail kniha

DDP - Zverejnená diplomová práca

Faktory vplývajúce na dostupnosť úverov na bývanie vo vybranej bankovej inštitúcii

Autor: Latináková, Natália
Školiteľ: Potkány, Marek
Oponent: Sedliačiková, Mariana
Škola: Technická univerzita vo Zvolene DF KEMP (DF)
Rok odovzdania: 2019
Počet strán: 60.s
Trvalý odkaz - CRZP: https://opac.crzp.sk/?fn=detailBiblioForm&sid=A6067EBA354513018361DC0D9AAB

Primárny jazyk: slovenčina

Typ práce: Diplomová práca

Študijný odbor: 6284 | ekonomika a manažment podniku

Dátum zaslania práce do CRZP: 29.04.2019

Dátum vytvorenia protokolu: 01.05.2019

Dátum doručenia informácií o licenčnej zmluve: 06.06.2019

Elektronická verzia
: Prehliadať

Kľúčové slová (ostatné):

hypotekárne bankovníctvo úver na bývanie bonita príjem nehnuteľnosť

Abstrakt v primárnom jazyku

In the diploma thesis we are dealing with the factors that are assessed on banking institutions in the credit process of the selected bank. The main aim of the thesis is to point out the possible impact of various factors on the availability of mortgages, with a direct impact on the changing interest rate. The theoretical part is processed in the context of analyzing the essence of mortgage banking, its subjects and risks. We summarize all technical terms and specific terms to this area. We identify the interconnection of housing-oriented credit products with the factors considered in the credit process. We decided to implement the problem in Poštová banka using the current offer of loan products and mortgages for those interested in building wooden houses. The basic reference building data, together with the customer type profile, form the basis for processing the financing models offered by the bank. From the presented proposals we point out and evaluate the direct impact of factors on the availability of a loan or mortgage. The effect of the processing of the solved issue is to establish information for the interested customers and at the same time to draw attention to the evaluation factors taken into account by the bank during the approval.